ESOP Financing

You want the best for your employees and we want the best for your business.

Employee Stock Ownership Plans or ESOPs provide opportunities for business owners of privately held middle-market companies to structure immediate or staged exits over time, realizing tax advantages and participating in the continued success of the business.

Our highly-experienced ESOP Lending and Deposit Services Teams assist employee-owned or soon-to-be-employee-owned companies in all areas of their strategy. We offer a complete array of commercial lending solutions along with competitive earnings rates, returns, and treasury management services.

Our experienced bankers provide guidance and solutions for ESOP transactions including:

• Senior Debt financing for new ESOP formations
• Senior Debt financing for secondary stock sales
• Refinance Junior Capital, Seller Financing, or Warrant Liability
• Senior Bank financing for general corporate needs of ESOP companies including working capital, cap-ex, or M&A
• Senior Debt financing for Repurchase Obligation and ESOP recapitalizations
• Senior Debt financing to assist with ESOP terminations
• Deposit and Cash Management services for employee-owned companies and ESOP Trusts
• Assist with introductions for Junior Capital if needed in initial or secondary stock sales
• Introductions to ESOP professional advisors in all areas of the strategy